What is not covered?


Summary of specific claims we do not cover?

(Please contact Hollard Insurance Company for a full list of exclusions.)

  • Pre-existing medical conditions: Your policy excludes cover for any claim relating directly or indirectly to a pre-existing medical condition.
  • Adventure sports and activities: Your policy contains restrictions regarding the participation in sports.
  • Pregnancy: There is no cover for any claim relating to pregnancy or childbirth.
  • Dental and optical treatment/tests.