What is not covered?

Summary of specific claims we do not cover? 
(Please contact Hollard Insurance Company for a full list of exclusions.)
  • Pre-existing medical conditions: Your policy excludes cover for any claim relating directly or indirectly to a pre-existing medical condition.
  • Adventure Sports & Activities: Your policy contains restrictions regarding the participation in sports.
  • Pregnancy: There is no cover for any claim relating to pregnancy or childbirth.
  • Dental and optical treatment/tests.