Student Focus

Momentum Health's Ingwe option leads the way
as the Number 1 medical aid for international
students studying in South Africa for 26 years.

Affordable quality healthcare plus cool FREE benefits


Gap cover

Why worry about potential shortfalls for in-hospital procedures and other healthcare related costs not covered by your option, when you can enjoy Momentum GapCover? Because gap cover is not medical aid, but an insurance-type solution designed to help you avoid unexpected payment shortfalls, you can be prepared for a wide range of potentially costly surprises.

Focus on Gapcover

GapCover Form

Momentum complementary brochure

Momentum Student GapCover effective 1 April 2017

Current Momentum Health students on the Ingwe option who join the Momentum GapCover 01st April 2017 and will have the following preferential underwriting:
Waiting periods
- 9 months condition specific for any pre-existing conditions
- 12 months on birth, pregnancy and cancer related claims

Students joining GapCover 30 days or more after their Momentum Health membership is active will have the following waiting periods imposed:
- 3 month waiting period on all claims
- 9 months condition specific for any pre-existing conditions
- 12 months on birth, pregnancy and cancer related claims

New students on Momentum Health who join Momentum Student GapCover within 30 days of joining the Ingwe option will also have access to the preferential underwriting.

Momentum Student GapCover is not a medical scheme and cover is not the same as that of a medical scheme. This product is not a substitute for medical scheme membership.