You have access to any private hospital or day ward in South Africa and an annual limit of R1 190 000 per family applies.
We pay the hospital account in full, and any specialists or healthcare providers who treat you in hospital at 100% of the Momentum Health Rate.
Some service providers charge fees more than the Momentum Health Rate. In this case, you will need to pay the difference between the Momentum Health Rate and the fees charged.
Medicine will be covered during your hospital stay, provided that it is part of your hospital treatment. On discharge, 7 days supply of prescribed medicine will be covered. This medication must be dispensed to you before you are discharged from hospital and excludes vitamins and supplements.
All you need to do is make sure you have pre-authorisation / permission for the admission by contacting us on 0860 102 493. Go to the "How to" section to find out what to do